Refinance Mortgage

My lender turned me down today do to issues with the condo association. Well, the appraisal has been completed and I have a copy of it. Because I never paid for it, am I legally required to? The only reason why I ask is because this particular lender has really upsetted me throughout this process and I feel that they should pay the $350, not me.

Thank you.
I signed nothing stating who was going to pay for this appraisal.

You signed a loan application, that is enough for them to bill you this. There is no possible way you can stick them with this bill.

yes and it adds to the length of the loan