Refinance Mortgage

I refinanced my home this year. Part of the closing costs included my bill for county taxes. A month later I received the tax bill. When I contacted the county about it, they said the mortgage company had yet to pay the bill. Will the mortgage company eventually pay the bill? (Possibly at the last possible moment before penalty). Or do they expect me to forward the bill to them? I don’t escrow my taxes and I usually pay early to receive a discount.

If you do not escrow your taxes then you will be responsible for all future tax bills.

The money you paid at closing may have paid to a certain day only.

Call your mortgage company and have them explain where the money went that they already have.

As for the new bills, if not escrowed then you will be paying them. Be on time.

Can I declare the interest I paid on the mortgage before I refinanced, as well as the interest on my first mortgage and my second mortgage?

Yes you can take all of that as mortgage interest if you itemize.